10 Powerful Habits You Already Have for Financial Wellness Growth

You know that feeling, right? You might be a champion at organizing your work, but your home looks like it’s been hit by a tornado. Or perhaps you’re a gym enthusiast, but the thought of reviewing your budget sends shivers down your spine. Relax, you’re not alone. We often spend hours figuring out what works for us in one area, only to overlook applying that same magic to other aspects of our lives.

When it comes to money, it sometimes feels like the ‘ugly duckling’ of our well-being efforts. We tend to believe that our self-care or fitness tricks have nothing to do with numbers. But I assure you, they do! There are many fantastic things you already do for your personal well-being that hold the secret key to improving your relationship with your finances and fostering significant financial wellness growth.

Ready to discover how to apply that spark to your finances? Let’s dive in and unlock your potential for lasting financial well-being!

1. You Make Room for It in Your Schedule

If your exercise routine is sacred, how did it start? You scheduled it! The same principle applies to your money. Don’t expect your bank account to improve magically. You need to carve out a little space for it in your day or week to support your financial wellness growth.

The trick: Dedicate just five minutes a day, or 15 to 30 minutes a week, to quickly check your accounts and adjust your budget. You’ll notice your stress levels decrease, and you’ll feel much more in control of your financial journey.

2. You Don’t Do It Alone

Think about the gym. It’s much easier to go if you have a friend who pushes you, right? The same goes for money. Finding a trustworthy person with whom you can openly discuss your finances can be a huge relief! We share our workout progress or therapy insights, but money? That’s often a taboo topic. This silence often generates immense stress. Let’s change that for better financial wellness growth!

Try this: Ask your close friends if they’d like to start openly discussing their financial goals. Shared accountability is an incredible motivator for achieving mutual financial objectives.

3. You Have a Clear Goal

When you start a well-being routine, what drives you? A clear goal. It might evolve, but there’s always a ‘North Star.’ With your money, this is revolutionary. It sounds obvious, but many of us say, “I want to save more” without knowing exactly HOW MUCH or FOR WHAT. Clear goals are fundamental for targeted financial wellness growth.

My suggestion: Be super specific. Instead of “save more,” say, “I want to have $500 in savings to pay for X.” And most importantly, be clear about WHY you want it. You’ll be surprised by the energy that clarity gives you to achieve your financial milestones.

4. You Try New Things

Are you someone who tries all the classes on ClassPass or seeks out the latest workout trends? That curiosity to learn and improve your well-being is pure gold for your finances. With money, we sometimes get stuck, knowing something isn’t working, but afraid to try something different. Imagine if it were your diet or physical fitness! You’d act differently, wouldn’t you? This adaptive mindset is crucial for continuous financial wellness growth.

A good exercise: If you feel like you’re not making progress, it’s time to shake things up. Review what you’re currently doing and choose ONE different thing to try. It could be a new budgeting app, an investment strategy, or a different saving method.

5. You Know What You Like

Think about it. How many preferences do you have in your well-being routine? You know which classes motivate you, which instructors inspire you. You know which sportswear fits well and which falls apart. Which smoothies you love and which have a weird texture. How do you know? Because you experiment and decide what works for you.

Apply it to your money: Apply that same conscious attention to how you manage your finances. Try different ways to track your expenses, to create your budget. This way, you’ll discover exactly where your money goes and which tracking method makes you feel most comfortable and in control, supporting your unique path to financial wellness growth.

6. You Have a Coach (or Mentor)

When we don’t achieve the results we want alone at the gym or with nutrition, whom do we turn to? Experts. But what about money? That thing that affects you EVERY DAY of your life. Hiring a financial coach isn’t usually the first thing that comes to mind. However, just like a fitness coach, a money coach helps you define your goals, align your actions, and keep you accountable on your journey toward financial wellness growth.

Consider this: If you feel like you’re spinning your wheels with your financial habits, perhaps a money coach is the boost you need to move forward and accelerate your progress.

7. Your Routine Is Fun and Easy

The key to a lasting habit is that it’s easy and fun! Those are the magic ingredients for those who enjoy their well-being routine. Exercise classes, for example, seek to stimulate your senses because the brain seeks pleasure. If it’s not fun, you won’t do it! If you start to view managing your money as something enjoyable and simple, everything changes completely, making your journey to financial wellness growth much more sustainable.

Make it irresistible: How about putting on your favorite music (Beyoncé!), pouring yourself a special drink, and turning your weekly budget moment into a mini-celebration? You’ll see how different it feels!

8. You’re Playing the Long Game

If you have a solid well-being routine, you’re not looking for magic pills, right? You know it’s a long journey, that consistency is key, and that small actions add up. This mindset is incredibly powerful for your money. Simple actions, done regularly, will give you incredible results. Just like in fitness, if you only look for quick shortcuts, you often encounter disappointment or revert to old habits within a month. Sustained effort is the bedrock of true financial wellness growth.

To stay focused: Every 90 days, review your goals, celebrate your achievements, and adjust what’s necessary. It’s a marathon, not a sprint!

9. You’re Okay With Life Happening

Life happens, that’s just how it is. It gets chaotic, busy, and throws unexpected things our way. If you’re well-rooted in your well-being routine, you likely handle it calmly and, most importantly, without judging yourself! Applying that same grace and compassion to your money will help you navigate stressful financial situations without adding more anxiety to the mix, which is vital for maintaining your financial wellness growth trajectory.

A moment for yourself: When you feel like you’re losing control due to unexpected expenses, pause for a moment. Ask yourself: Did I do the best I could? Was this something I could have planned for? Sometimes, life simply surprises us, and that’s okay.

10. You Know How to Get Back on Track

As humans, we are unpredictable, and it’s easy to get sidetracked. But if you think of your well-being routine as a “lifestyle,” you’ve learned something invaluable: how to get back. If we don’t have a foundation, if we don’t know what works, getting sidetracked can mean throwing in the towel. With a solid foundation, we know exactly how to resume our course.

And with your money: If you get sidetracked, don’t punish yourself. Review your goals, get back to basics: dedicate time to your finances. It’s like restarting your workout after a break. You know how to do it, and you’re capable of getting back on track for continued financial wellness growth!

By recognizing and applying these existing habits to your financial life, you’ll find that financial wellness growth isn’t just a dream, but an achievable reality built on principles you already live by. Start today, and watch your financial well-being flourish!